Car Accidents

Car insurance companies occasionally adjust their premium rates, considering different factors that demonstrate your overall risk as a driver. Two significant factors insurers assess are your past loss experience and prospective loss experience, both within and outside of Delaware. When evaluating past loss experience, insurers review your claims history. Filing multiple claims may lead insurers to view you as a higher…

Last week, the Delaware Superior Court confirmed that auto insurance providers are obligated to provide documentation of applicable motor vehicle policy limits to those injured in automobile accidents, before the injured party files a lawsuit.[1] Therefore, under 21 Del. C. § 2907, despite no express statement in the code’s language, an implied right of action exists against insurance companies who…